Over two million Canadians are about to hit a crossroads with their mortgage renewals this year. Do you refinance and extend, take the new rate, or sell? With many contemplating this big decision, let me remind you that it’s not just the mortgage rate you need to consider; it’s the whole package. Housing costs also include utilities, insurance, taxes, upkeep, and future renovations. But what if I told you that just by reducing your square footage by 1000sq.ft., you could potentially save up to 40% of your costs every year? If you’ve been feeling the financial squeeze lately, I probably grabbed your attention. Let me dive into a growing trend toward right-sizing and minimalism, a more sustainable living arrangement that might better fit you in this season of your life. With housing costs fluctuating and lifestyle preferences evolving, finding the perfect fit for your needs requires careful consideration.